Do you want to be rewarded for your excellent credit history?
We have an Elite Program for borrowers with scores over 760 with LTV and loan amount over $250,000. This rate will be on average .125% less than rates for someone with anything just below that.
We offer Conventional loans, FHA mortgages and Streamline Refinances, Homestyle and 203k Renovation loans, Good Neighbor Mortgages and Energy Efficient Mortgages.
Every lender offering a conforming loan must follow these add-ons. The add-ons are in points (% of loan amount as a closing cost/fee at closing) but can also be paid for with an increase in rate. Each .500 on the table equates to approximately a 1/8% (.125) optional increase in rate to “buy-out” of the LLPA fee.
If you have excellent credit, we can preapprove you with only basic information.
We can also provide a custom rate quote. Our posted rates do not factor in the above LLPA’s for each loan so it is best to contact us for your specific rate. Our rates are very low, without sacrificing service.
Below 640 score? We can still help with an FHA mortgage. Please see our Sub-prime mortgage information .
Our Big and Easy Jumbo loans require a minimum 720 credit score: