PA mortgage online application. Pennsylvania Mortgage Purchase and Refinance lowest rates.

Pennsylvania Mortgage On-Line Application

Apply on line for properties in Pennsylvania (PA).

Please note:

Applications are accepted for existing residential 1-4 unit homes in Pennsylvania (PA) only. $85,000 minimum loan amount on PA good credit home loans (purchase and refinance).$100,000 minimum loan amount on Pennsylvania investor loans and sub prime, credit scores under 640.

***Please do not use this form for pre-qualifications. It is to submit an application only. (Pre-Qualify here)
*** We will only accept applications (and accept rate lock requests) after receipt of the application and application fee.

You may apply for a Pennsylvania mortgage and request a rate lock two ways:

  1. Pay for the credit report:
    No. of borrowers:
    Wildcard SSL Certificates
  2. APPLY ONLINE - After Step 1 - or Call us for a 10 minute interview. Call us at (866) 577-PENN (7366) ext. 3. You will only need basic information (name, address, employment) to apply.
  3. We will then e-mail you a guaranteed Good Faith Estimate (GFE) to approve, usually within an hour. If you approve it, we will send you a completed application to sign electronically and return to us with a couple clicks of the mouse, along with a checklist. You also may fax it to us toll free or upload into the secure customer center over the next few days.
  4. Once you accept the Good Faith Estimate, you may request a rate lock. This is typically done in writing via email if convenient for you.
  5. The above process typically takes 2 hours from Step 1 until Rate is Locked.
  6. An approval averages 1 hour after that.
  7. An Appraiser will contact you to schedule an inspection (unless you have a No Appraisal Streamline FHA refinance, or your approval allows for an appraisal waiver).
  8. In approximately three weeks, at your convenience, a notary comes to your home or office to close on refinances. If you have chosen your own title company, as is typical with a Real Estate Agent Sale, you would typically close at their office.

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