Are you a new doctor?
Our Doctor Loan that recognizes what you’ve already accomplished as well as the career you have ahead of you. Although typical borrowers are evaluated based on their current income, qualifying physicians can purchase a home before securing their permanent job.
Doctor Loans are for qualifying medical doctors (MD and DO) and dentists (DDS and DMD).
Some student loans that are in a period of deferment or forbearance may not be included in doctor and dentist DTI.
Minimum down payment: 5%
Loan programs: 7/1 ARM, 15 year fixed, and 30 year fixed.
Minimum credit score: 720
Purchase or refinance.