Cash out refinance over 70% LTV add .125%. Cash out refinance 80-95% add .25% Credit scores below 700 add .125%
Credit scores 620 - 680 have additional fees or adjustments for mortgages. Request a custom rate quote below. (Be sure to note your estimated credit score.)
Is your LTV above 80%? Pennsylvania Lender Paid Mortgage Insurance (LPMI) available starting at flat .25% increase to rate with excellent credit. This removes the monthly PMI requirement.